Zinora Koven

Brokerage Director

Zinora Koven brings over 40 years of insurance brokerage experience to our team. Before joining Fifth Avenue Financial, Zinora’s insurance career began at National Pension Service, a general agency for The Guardian Life Insurance Company in White Plains, NY.  From there, she moved on to their headquarters in NYC to work with George Brenner in the estate planning department.  She was fortunate enough to be hired by Howard Cowan (Cowan Financial Group) which is the predecessor to Fifth Avenue Financial.  

As a Brokerage Director, Zinora makes available to insurance brokers the portfolio of MassMutual products including: whole life and term insurance, disability income insurance products, long term care solutions and fixed annuities. Her career goal is to provide industry-leading service to brokers and innovative problem-solving solutions. Zinora is committed to her position of being the dominant force in the individual and corporate market. She intends to meet this objective by ensuring that broker satisfaction is always her highest priority.

Zinora is always looking for successful, independent producers (brokers) who are interested in offering MassMutual products to their clients. In turn, you can expect one-on-one support for all your clients’ needs including case consultations, estate and business planning expertise, marketing and illustration support, plan design, plus product positioning strategies, and presentations.

In addition to maintaining a high level of service to her brokers, Zinora is spiritual and enjoys entertaining, cooking, gardening, traveling, fine dining, kayaking, and dancing.

Scott Greenfield, CLF

Managing Partner

Peter Kane

Chief Supervisory Officer

Lisette Clark

New Business Manager

Elizabeth (Liz) D’Aleo

SVP, Business Development

Kay-Dean Dawson-Smith

Assistant Controller

James Farka

SVP, Advanced Life Sales

Elizabeth Frunzi

SVP, Director of Marketing

Zinora Koven

Brokerage Director

Shirley Morel

VP, Head of Agency Operations

Dennis Mullen, ChFC, CLTC

Managing Director, Brokerage

Kristen Olsziewski 

VP, Head of Regulatory Operations

Michael Patch

Brokerage Director

Steven Randall

Managing Director, Sales

Kyle Uricchio

VP, Head of Investment Oversight